Mass timber has expanded from its European origins in the 1990s to become perhaps the most talked-about building material in the world today. …With this rapid increase in popularity have come challenges. In particular, the insurance industry has been forced to consider a number of risks associated with a building made of MT in whole or in part. …“Compared to concrete, steel or any type of non-combustible construction, insurance costs may be significantly higher during construction and upon completion for the life of the building,” it says. “The potential damage to mass timber constructed buildings from smoke, fire and water must not be underestimated.” …Risk mitigation against water damage begins with building design, writes Paul Morris, research leader of the wood protection group at FPInnovations. ….Since Morris wrote his research paper, new products offering interim protection for wood against water damage are now reaching the market.